OrganizationsSocial Development Bank · Saudi Arabia

How 3,525 Saudi home businesses got online in under a year.

Over 4,100 families ran home-based businesses with no digital presence, no structured way to sell, and no path to scale beyond word of mouth. We built the curriculum and the onboarding pipeline that turned that into 3,525 working storefronts.

3,525Stores delivered
70%Of trainees were women
523KSAR in the first 3 months
Delivered for
Photograph to comeA Masar 3500 cohort in session, or an owner working in her own storefront — the programme was 70% women-led and the imagery should say so.16:9 · source: Social Development Bank / MakanE programme archive
Placeholder — no photography has been cleared for this programme. Retrieving it is the highest-value asset task on this page.
— The question

How do you digitise thousands of small businesses at once?

Not by teaching them one at a time.

The constraint in a programme like this is never enthusiasm — it is throughput. Four thousand families each need a store that works, and doing that sequentially takes years nobody has.

The answer is to treat store creation as a pipeline rather than a series of projects: a standardised onboarding workflow, a curriculum that front-loads the decisions every owner has to make, and a delivery team that can run both in parallel at volume.

— The challenge

What was the challenge?

Under the Masar 3500 initiative, in collaboration with MakanE, the Social Development Bank needed to take over 4,100 Saudi families running home-based businesses and equip each one to sell online — with the skills and a functioning store, not just a certificate.

Three constraints framed it. The families had no experience setting up online stores, weak digital marketing skills, and no reliable route to market.

— How it scaled

How do you build 3,525 stores in ten months?

You automate the parts that repeat.

Three and a half thousand storefronts, each with a payment gateway connected and shipping configured, inside ten months. That arithmetic works only when the repeatable steps run without a person driving them. Store creation and daily store management were both automated.

What stayed human was the part that needed judgement: the training, the product decisions, the coaching an owner needs when her first order arrives. The pipeline absorbed the volume so the team could spend its hours where they changed an outcome.

That split is the transferable lesson. A programme designed around 4,100 families has to decide early which work scales by machine and which scales by hiring, because getting that wrong is what turns a ten-month delivery into a three-year one.

Screenshot to comeThe Makani platform — the admin a family was handed at the end of the build.3:2 · slot masar-3500-makani-platform
Placeholder — awaiting an approved entry in the media manifest.
Illustrative mockup of a Makani storefront for a Saudi home-based business, showing an Arabic-first product grid
A Makani storefront — illustrative mockup, not a capture of a specific real store
— The shape of it

What did the programme consist of?

Two components ran in parallel for every productive family enrolled. Phase 2 of the initiative, delivered through 2023.

01 / Training

Thirteen sessions over nine weeks

Delivered per family. Each session split into three parts: trainer-led content, applied work on the family's own products, and an open Q&A.

02 / Technical build

A store, set up and launched

Store creation and launch on the Makani (مكاني) digital platform, with payment and shipping configured before handover.

Empowering individuals, freelancers and small enterprises by making e-commerce accessible to everyone.Programme vision — session one deck, translated
— The curriculum

What did the thirteen sessions cover?

From the first decision an owner faces to the legal structure she trades under. Two sessions are worth stopping on, and they are marked.

  1. 01Getting the most from Masar 3500Programme overview, training objectives, guidance, session structure
  2. 02Opportunities in e-commerceFirst-time seller challenges, e-commerce in Saudi Arabia, business models, platforms, a success-story case study
  3. 03Building and launching your online storeChoosing a platform, creating an account, customising branding and design
  4. 04Getting the most from the Makani platformFeatures, promotional tools, product and customer management, Makani partners, the Makani Plus app
  5. 05Product design and developmentWhy design matters, the improvement process, making products attractive, prototyping, case studies
  6. 06Digital marketing techniquesFundamentals, channels, building paid campaigns, analysing performance and optimising
  7. 07Writing persuasive product contentEffective descriptions, unique selling points, search optimisation, and using AI tools to write product descriptions
  8. 08Product photography and presentationWhy photography matters, techniques and equipment, editing and retouching, presenting images in-store
  9. 09A successful sales strategySales channels, online retail, multi-vendor marketplaces, B2B and B2C, payment gateways
  10. 10Improving customer serviceThe SERVQUAL model, handling enquiries and feedback, communication channels, measuring satisfaction, building loyalty
  11. 11Operations, order management and shippingFulfilment, packaging, choosing a shipping company, delivery timing, cost calculation, handling returns
  12. 12Pricing and revenue strategyFinancial literacy, pricing, cost calculation, profit and loss, financial guidance
  13. 13The legal side of selling onlineLegal requirements, company types, registration, permits and licences, and Saudi freelance work documentation
Session 07 · 2023
In 2023 we taught home-based producers in Saudi Arabia to use AI for writing product descriptions.

Session seven put AI writing tools in front of women running businesses from their kitchens, at a point when that was still unusual practice in agencies, let alone in a government-funded training programme for micro-enterprises.

Session 13 · Formalisation
The last session moved informal home businesses into the formal economy.

Session thirteen covered Saudi freelance work documentation (وثيقة العمل الحر): who qualifies, how to register, and what it unlocks. A family that finished the programme could trade as a legally recognised operation, with priority access to government services and a bank account it could open simply. That outcome is measured in legal standing.

60+ eligible professionsMinimum age 18No commercial register requiredPriority access to Ministry of Human Resources servicesSimplified bank account opening
Graphic to comeProduct design before and after, from the session 5 deck.3:2 · slot masar-3500-product-design-before-after
Placeholder — extract from the session 5 deck, then approve in the manifest.
Graphic to comeProduct photography examples, from the session 8 deck.3:2 · slot masar-3500-product-photography
Placeholder — extract from the session 8 deck, then approve in the manifest.
— The approach

What did Umbrella500 deliver?

  • A comprehensive e-commerce mastery curriculumCovering everything an owner needs to run a store independently.
  • An onboarding workflow built for scaleA repeatable path from enrolment to a live, functional storefront.
  • Project team supervision and coordinationAcross the full delivery period.
— The artefacts

What did the programme leave behind?

A complete body of training IP, owned by the programme and reusable by whoever runs the next cohort. The version numbers are the interesting part: a trainer guide that reached v19 was rewritten nineteen times against real delivery.

Trainer Guideدليل المدربVersion 19 · 12.5 MB · Arabic
Trainee Guideدليل المتدربVersion 12 · 12.5 MB · Arabic
Technical Guideالدليل التقني7.6 MB · store build and handover
Comprehensive trainer guideEnglish editionFull curriculum, for delivery outside Arabic
Session outlinesArabic and EnglishAll thirteen sessions, part by part
Payment gateways guideStandalone referenceWhich gateway, and how to connect it
E-commerce regulations referenceSaudi trade names system and related lawWhat an owner is legally required to do
Two training videosDelivery supportReusable across cohorts
Trainer Guide, Trainee Guide and Technical Guide cover mockups for the Masar 3500 programme, in the Social Development Bank and MakanE partnership
The programme's training deliverables — illustrative cover mockups, not scans of the real documents
Photograph to comeSaudi programme delivery — a session running.3:2 · slot masar-3500-delivery-photography
Placeholder — awaiting an approved entry in the media manifest.

Delivered with

Social Development BankMakanE / MakaniBetter Business · JordanTTP · Saudi ArabiaUmbrella500
— The results

What were the results?

3,525Families with fully functional e-commerce stores
70%Of trainees were women
1,670Training hours delivered across the programme
1,750+Orders received and completed in the first three months
523,000SAR in participant sales, in the first three months

Families in, storefronts out

Trained4,100+ families
Delivered3,525 stores

The gap between a programme that trains and a programme that ships. Nearly nine in ten families finished holding a store that worked.

Who the programme reached

70 in every 100 trainees were women — the single figure that says most about who this programme was actually for.

Client quote to come

The strongest thing this page is missing. A named quote from the Social Development Bank or MakanE would put the client's own voice behind 3,525 delivered stores.

To source from: Social Development Bank · MakanE — add to design/data/testimonials.json, then render from there
— Contact

Let's keep in touch.

Most of our work starts with a conversation. Tell us what you're working on — or just introduce yourself and we'll do the same. We answer in a day, usually less.

saleem.najjar@umbrella500.com

No form, no funnel — that address reaches us directly.

Request the company profile
— Delivering at volume?

Programmes in the thousands need a pipeline, not a bigger classroom. The organizations page has the rest of what we design, staff and deliver.

For organizations